As we begin the New Year, many people will be trying to make money online through various affiliate programs that rely on visitors clicking on ads or buying products. While some will find success, these programs don't offer residual, fixed income that comes in each and every month. This is found in multi-level-marketing or MLM.

Basically, a MLM program is where you promote a product or service and get people to join your direct downline and they do likewise. You receive a small percentage of their combined earnings but problems begin when you join a system that doesn't support you adequately. Others continue to prosper but you are left behind with the huge number of other network marketers who have failed.

The solution is a Forced Matrix
The simple definition of a forced matrix is a system where there is a limit to the number of referrals any affiliate can directly make. Forced matrix systems are the single best way to guarantee success. Why? Because your sponsor is obliged to help you in order to make money. It's about team work and helping others toward the goal. No-one gets left behind and recruitment of new affiliates is much easier with this reassurance of success.

A Forced Matrix works very simply:
- Each affiliate has a limited number of people in his direct downline
- Spillover and Spillunder help everyone grow their business faster
- When a matrix is full, other matrices can be created for increased earnings

Spillover & Spillunder:
Spillover: Occurs when you receive people into your direct downline from your sponsor. This is because he has already filled his first downline level.
Spillunder: When you have reached the maximum number in your first downline level, any more referrals you make are regarded as "spillunder". They are automatically placed as a referral for a member of your downline.

This pattern continues until the entire matrix is full. So, although free referrals are given away, it doesn't matter because ultimately you get paid for everyone below you in the structure. That is why Forced Matrix Systems actually work. People are not just working for themselves, but also to help those above and below them in the matrix.

An Example of a Forced Matrix
A forced matrix is defined by two numbers such as 3x5 or 6x4. In each case, the first number means the width of the matrix and the second means the depth. The first example permits each marketer to have 3 people in his direct downline and the structure extends down five tiers. In this case, the matrix requires a total of 363 members to be filled so would have good earning potential.

My Money Fish
This is a brand new system that is already very popular. It is a 10x4 matrix which offer huge rewards for your efforts. Once the initial level is filled, monthly earnings will begin at $200 and then mushroom to $2000 and eventually to over $20,000! Bear in mind that this is all residual income all earned from an initial investment of just $9.95. The owners of this program are so confident of your success that they offer a 30-day money back guarantee if you're not totally satisfied with it's earning potential. No questions asked.

At the time of this article being posted, My Money Fish is in pre-launch. The official launch is yet to be announced but is scheduled for some time in January 2010. In the meantime, there are some huge reasons to get in now and become a founding member.

These pre-launch benefits include:
- Being at the very top with a quick earning potential
- The company contacting 10,000 hot prospects on your behalf free of charge
- You will be included in a randomiser where the company will do continuous promotions using state-of-the-art marketing system, online and offline advertising.

In conclusion
I'd like to offer a quote from the My Money Fish website: "Money likes speed. That's the secret few know about money. Money comes to those who ACT FAST! If you think, wonder, question, doubt, plan, meet, discuss, or in any other way drag your feet, money moves to the next person in line."

I would never suggest or recommend that you join a program without doing some research and getting some feedback from others involved. That's exactly what I did by visiting online forums. Quite simply, I could not find a single negative comment about it and the overwhelming feeling was one of excitement and anticipation. Success is virtually assured and no-one, regardless of their experience or ability gets left behind.

Being part of this super acceleration forced matrix payout plan, that can generate you outstanding residual income each month for a one-time effort, is indeed a wonderful opportunity. All I urge you to do is, after you've done your research, act quickly. The longer you hesitate, the more people you'll have jumping ahead of you and benefiting from the spillover that will inevitably happen.

One final note
On the bottom of the My Money Fish webpage you will see that a portion of all the program earnings go to a children's hospital. I believe this is a reflection on the integrity of the owners and I personally feel very happy that some of my $9.95 will go to this very worthy cause. I'm sure you'll agree.